Malta Association of Credit Management (MACM)

The Malta Association of Credit Management (MACM) was set up in June 2001 following a number of bankruptcies in the retail sector, a slowing down of payments by customers in all areas of the economy, and a large number of dishonoured cheques being faced by manufacturers, wholesalers, distributors and retailers in the Maltese business arena.


MACM is a legal entity by its own Statute, is a members-owned, a non-profit-making organisation, and is made up of Maltese organisations coming from different sectors of the Maltese economy, all selling to the local market on credit.

Today, MACM represents a substantial share of the economy with its Members hailing from all sectors of the Maltese economy.

The Mission of MACM is achieved by a number of actions, including:

- fostering and facilitating of the exchange of credit information

- encouraging efficient service in the collection of amounts due,

- disseminating useful and instructive articles and ideas with respect to credit management techniques,

- promoting economy and efficiency in the handling of estates of insolvent, distressed or bankrupt debtors and

- promoting, supporting or opposing any legislative or other measures which effect the aforesaid interests represented in these and other developments.

In a meeting held in Oslo, Norway, on the 16 May 2003, MACM has applied for membership with FECMA – Federation of European Credit Management Associations, which request was approved unanimously by all the twelve national association members.


Contact Information

Malta Association of Credit Management

Mdina Bastions

Block D, Flat 1

N/S of Mikelang Sapiano Street

Haz-Zebbug, Malta



Tel. +356 2142 3638