Polish Institute of Credit Management (PICM)

Polish Institute of Credit Management (PICM) is a non-for-profit organization with a goal to develop and build the value of businesses in Poland, especially the small and medium, through advancement of the credit management knowledge.

Our Goals

We work to increase the awareness of credit management among the enterprises and entrepreneurs to improve their cash flow and overall management.
We would like to a common platform for sharing the knowledge of credit management among the credit professionals in order to advance their career and achieve better outcomes for their business.
Our ambition is also to influence the students’ theoretical and practical education interested in credit management career area.
Moreover, as an independent body, we perform the credit analysis of enterprises, local and national governments.


Website: www.picm.plz

Federation of European Credit Management Associations


  • SecretariaatsBuro B.V.
    P.O. Box 279
    NL-1400 AG Bussum
  • + 31 (0)35 – 69 54 103
  • fecma@sbb.nl