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Josef has been the Administrator of the Malta
Association of Credit Management (MACM) since its
establishment in June 2001. He was later appointed the
Director General of MACM. Josef has been a member of the
Council of FECMA - Federation of European Credit
Management Associations, representing the Maltese trade
creditors, since MACM joined FECMA in May 2003. He has
been Vice President of FECMA since 2004.
Josef has sixteen years experience in the Financial
Services Sector, starting his career as a bank official
and later joined a Maltese leading Financial Services
Company specialising in financial advise. He is a
qualified financial advisor.
Josef read Marketing obtaining a Post Graduate
Diploma of The Chartered Institute of Marketing (UK),
and later became a Member of the Institute. He has been
awarded Chartered Marketer status by the Chartered
Institute of Marketing in 2006. Josef has completed his
Masters in Business Administration - Henley Management
College (UK) doing his research on the Maltese Credit
Management Environment. Josef is an Honorary Fellow of
the Institute of Credit Management - UK.
Josef lectures Advanced Credit Management and
Business Studies at the MACM Training Centre – the
accredited ICM (UK) Training Centre in Malta. He has
contributed to a number of business seminars and
conferences organised by different organisations in
Malta and Europe. He is a regular contributor of
business articles to local and foreign business press.
Josef is married to Charmaine and have two children,
Sara and Jake. |
